HVAC Financing Option

Like a home or automobile, buying a central heating and cooling system could be one the largest investments you’ll make. But with the right energy effi cient choice, you could see considerable savings over the lifetime of the system, which can also help offset your initial investment.

Fast, Simple, Smart

Using energy savings to finance your purchase is a smart way to pay for your investment. Our financing program provides flexible plans and payment options for the home comfort solution that suits and satisfies your needs and budget.

Synchrony Financial (formerly GE Capital Retail Finance) is a leader in consumer financial services with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States2.

Synchrony Financial can provide you with promotional financing for major purchases, offering you a budget-friendly way to help you get what you really want or need1. Expand your purchasing power and convenience with:

  • A simple application process, and fast credit decisions
  • Unsecured, generous, revolving credit lines1
  • Open credit line for future purchases
  • Convenient monthly payment options
  • Competitive interest rates
  • No prepayment penalties

And unlike Visa®, MasterCard and other bank cards, Synchrony Financial provides multiple promotional financing options including:

  • Deferred interest
  • No interest with equal monthly payments
  • Or fixed payment with interest plans offering APRs and interest rates much lower than most bank card rates
  • Convenient monthly payment options

Home Comfort Financing is available through participating Luxaire® Dealers. Apply for Luxaire® credit today to start enjoying a more comfortable home tomorrow! Applying online is quick, secure and private. To apply for a Synchrony Financial credit card, simply complete the online credit application. You will be able to read the privacy policy and review the terms of this offer before submitting the online application.


1Subject to credit approval. Minimum monthly payments required. See Dealer for details.

2Based on purchase volume and receivables.

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